Download your copy here 3-4 WEEKS PRIOR TO MOVE Book a moving company Make an inventory of everything to be moved Donate any unwanted clothing or furniture Book the moving elevator and confirm parking arrangement for truck Contact your insurance company to transfer policies (life, homeowners) Review Tax deductions on moving expenses Request change of address […]

For the moment I’m going to pretty much ignore how scary it is that Google (as well as others) know far too much about us. It appears Canada is getting the picture and stating away at a home. The first thing that caught my eye was the spike then drop in people going to parks […]

National Housing Strategy First-Time Home Buyer Incentive Program Click for complete Program details What is this program? Government of Canada will match a buyers downpayment, reducing mortgage payment, mortgage amount and over all interest paid.  It is a shared equity mortgage (“SEM”): The government of Canada has a shared investment in the home and shares […]

A NEW YEAR AND A NEW OPPORTUNITY FOR YOU If you have been reading the news lately, you will know that the new stricter mortgage rules have resulted in more people than ever postponing purchasing homes. Sales have dropped across the country. As a result of these events, the rental market is booming with rents […]

BUYING YOUR FIRST HOME? – THESE TIPS WILL SAVE YOUR LIFE So you’re wanting to buy a new home? That is some very exciting news. First question, are you prepared?! We all know big-item purchases are scary. It’s expensive, you are fully committing to this household – there is no turn backing without that pricey […]

Income Documents Required to close your mortgage: The #1 way to increase the efficiency and reduce the stresses of acquiring mortgage financing is to have your documents ready and reviewed BEFORE you make an offer on your new home. The following covers approx. 95% of what will be required. However… due to our ever-changing financing […]

Know your buyer power By going through a mortgage application and full document review you will KNOW what you can/should afford to spend for your home. Creates a far less stressful process know your are Approved. Make a stronger offer When you are APPROVED you can make offers with far less days required for waiving […]

Which offer do you want to make? $349,000 appropriately priced property REALTOR® #1 | $349,000 1 business day to waive financing Clients Fully Approved Lender requires review of the agreement, listing Zero chance the clients won’t be approved because thats already complete REALTOR® #2 | $350,000 5 business days to waive financing Clients Pre-approved Lender […]

Yes, 1 day! Have you lost a deal in the past when a buyer told you they were pre-approved only to came back and tell you they couldn’t get financing? Have you lost in a multiple offering due to your 5 – 10 day financing condition? Would you win more multiple offers and/or save buyers […]

The city of kingston is re-introducing the home ownership program. The details are in the the pdf here in the blog. Highlights of the program 1. Max $13,000 or 5% 2. It is a 20 year interest free loan 3. Must be currently renting in Kingston 4. Household income must be less than $74,900   […]