Imagine you have found the home you want in the perfect neighbourhood all at a great price. The problem is… After the 5% down payment and other closing costs you will be unable to afford the improvements needed to make the house your HOME.  We may have your solution!   A Purchase Plus Improvement mortgage […]

New CMHC Rules as of July 9th 2012.   The sky will not be falling on the Kingston Housing Market any time soon. The New rules will likely slow the market somewhat and may stall home value increases but will not stop most people from buying. They rules all in all are not a bad thing for […]

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Thank you for your intersest in our Complete Financial Fitness Evaluation.

1. Focus yourself on Savings         Use the 10% rule – Put away 10% of your earnings 2. Use Cash for all spending outside of bills.          Take out cash at the beginning of each week and that’s all you get.   3. Reduce bad habits                     Smoking, Alcohol, Gambling, etc.   4. Share […]

    This is taken from a mortgage that I closed recently. These Clients are now saving $620 monthly! In this case the clients were smart and shopped around instead of simply renewing with thier current lender at the end of the term. We were able to beat the rate offered by 0.25% and save […]